Credit Ladder

Paying rent? Improve your credit score. CreditLadder can help tenants improve their credit position when they make on time rent payments. Historically rent payments have never counted towards building your credit position, until now! As the UK’s first & biggest rent reporting service, CreditLadder could help you access better rates on credit cards, loans and utilities. Rent can be reported to the two biggest credit bureaus in the UK - Experian and Equifax. Paying rent? Get rewarded. Tenants can use their biggest expense, rent, to improve their credit score. CreditLadder doesn't collect your rent payments - you make these as normal. Instead it uses its technology alongside Open Banking to report rent payments into the credit bureaus. CreditLadder has also been backed by HM Treasury.